They charged $130 for an initial visit, said the receptionist would call Blue Cross while I was in session to verify coverage and if they had overcharged me, it would go towards any "co-pay I might have for succeeding visits." I hesitated, and Dr. Zieve aggressively lectured me on how qualified she was and said "you don't question other doctors on why they charge what they do. You get treated and pay what they ask!" I was in pain, so I got bullied into the exam and treatment. She examined me but said I would get the "report of findings" at the next session! The "treatment," was ten minutes of a vibrating machine and some light rubbing. Afterwards, the receptionist said Blue Cross was closed. I called myself the following morning and was told I was fully covered and chiropractors that charge upfront are trying to get all the money they can and it "is bad practice." I canceled my next appointment and THEN Dr. Zieve admitted she is not contracted with Blue Cross anymore! She then proceeded to scare me with things like "if you continue on the way you are going, you're going to end up with osteoarthritis," and "bargain-hunt all you want, but this is your health!" She even argued with me about my 80/20 zero co-pay plan, declaring "that IS a co-pay. The 20 percent is a co-pay!" I didn't bother explaining the difference between co-insurance and co-pay. Clearly she doesn't understand legitimate billing.